💧 Sewer vs. Septic: The Hidden Truth Every Homeowner Should Know

Most homeowners never think twice about what happens after the flush—but the choice between public sewer connections and a septic system carries big advantages and hidden risks.

✅ Advantages of Public Sewer:

Low maintenance for the homeowner (the municipality handles the system).
Fewer space restrictions on your property.
No need for pumping like a septic system.

⚠️ Disadvantages of Sewer:

Expensive connection fees if not already installed.
Risk of widespread service disruptions if city lines back up.
You’re dependent on municipal control and rising utility rates.

🏡 3 Things Most Homeowners Don’t Know:

Insurance blind spots — Sewer backups often aren’t fully covered unless you add specific sewer backup coverage to your policy.
Environmental trade-offs — Septic systems, when properly maintained, filter water naturally back into the ground, reducing strain on municipal treatment plants.
Resale value factor — In some Ontario regions, buyers prefer septic if it’s well-maintained, because it means no monthly sewer bills—while others see public sewer as less hassle.

🔑 Takeaway: Neither system is “better” in every case. It comes down to long-term costs, risk tolerance, and property value. Knowing the hidden facts puts you ahead as a smart homeowner.

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